Annual Benefits: Reset Dates and Rules
Separate calendar-year benefits, calendar-half allowances and account-anniversary benefits. They all appear in annual budgets, but their deadlines differ.
By Chris Ollie · Terms checked · U.S. consumer cards
Credit schedule
| Benefit | Allowance | Reset | Setup |
|---|---|---|---|
| Amex Platinum Airline Fee Credit | Up to $200 per calendar year | January 1 | Select one qualifying airline through Amex |
| Amex Platinum Hotel Credit | Up to $300 per half-year; $600 per year | January–June and July–December | Automatic for eligible prepaid Amex Travel bookings |
| Amex Platinum Uber One Credit | Up to $120 per calendar year | January 1; reimbursement follows eligible membership charges | Pay for an auto-renewing Uber One membership with Platinum |
| Amex Gold Resy Credit | Up to $50 per half-year; $100 per year | January–June and July–December | Enroll through Amex |
| Chase Sapphire Reserve Travel Credit | Up to $300 per benefit year | Account-anniversary billing cycle; confirm dashboard date | Automatic on qualifying travel purchases |
| Chase Sapphire Reserve StubHub Credit | Up to $150 per half-year; $300 per year | January–June and July–December | One-time activation through Chase |
| Chase Sapphire Reserve The Edit Credit | Up to $500 per calendar year; $250 per transaction | January 1 | Automatic on qualifying prepaid Chase Travel bookings |
| Chase Sapphire Reserve Dining Credit | Up to $150 per half-year; $300 per year | January–June and July–December | Automatic on qualifying direct restaurant charges; check Exclusive Tables eligibility |
Build the right reminder routine
Check calendar-year allowances in January, half-year allowances before June 30 and December 31, and the Chase travel-credit reset in your account. A hotel’s stay date or a ticket’s event date is not necessarily the date that determines which credit window is used.
Follow the linked guide for qualifying purchases, exclusions, examples and issuer sources. This schedule is a checklist, rather than a guarantee that a specific transaction qualifies.