Welcome to PointsOS

Points as an Asset Class

Most people think of credit card points as a nice perk. We think of them as an asset class — one that can be systematically accumulated, strategically managed, and optimally redeemed.

The average American household earns over 100,000 points per year across their credit cards. Most let them expire or redeem them for statement credits at a fraction of their value.

What We Do Differently

At PointsOS, we treat your points portfolio like an investment portfolio:

• Accumulation: Which cards to get, when to apply, and how to maximize earn rates
• Management: Tracking balances, monitoring transfer bonuses, and timing redemptions
• Redemption: Finding and booking the highest-value award travel

What's Coming

We're launching with three core products:

1. The Vault — Self-paced education on Skool
2. PointsOS Private — 1-on-1 advisory for serious travelers
3. CardGPS — Our free card recommendation engine

Stay tuned. Subscribe to the PointsOS Strategy Newsletter for weekly updates.